About us
Blog
Contact us

Share

Public Pricelist

Retirement Plans

A guaranteed plan can be suitable for all types of investors. Be it first-time investors, salaried professionals, business owners and even those planning for their retirement. This plan has policy term options that can make it a good choice for anyone between the ages of 18 and 60 years.

A guaranteed return plan, as the name suggests, lets you save your money and offers guaranteed returns for your future, with customisable income or return options as per your need. There are plenty of reasons that can impact the financial market and affect your investments.


Retirement Plans

Lead a joyful & financially stable life at every age and stage with a unique savings plan assuring guaranteed* returns, life cover and tax benefits.

  • Guaranteed returns to meet your future goals
  • Payout options Lump sum | Regular income | Whole life Income
  • Insure yourself and your spouse on the same policy
  • Avail loan against your policy
  • Flexi premiums Monthly/Annually/Quarterly/ Lumpsum/Half-yearly
  • Add-on Security (Riders) Enhanced Protection Complete Health Cover
Popular Insurance Policy
LIC Jeevan Akshay

You may travel abroad for a holiday or business or for a short education programme, you should buy a single travel policy, in all circumstances. This indeed is limited to your single trip and seizes as you return back to India which should be before the expiry of the policy. One buys for a limited period as per the length of the journey planned. It starts on the day you leave and ends on the day you return. One can buy for 7 days to 6 months where you have the option of extending the policy if your stay is extended by sending a good health declaration to the insurance company. Needless, to mention that you have to go through us to do the needful as it involves the process of getting the policy extended and it should reach you before the expiry of the policy. Moreover, the pricing differs with every region, you are travelling to. The charges are maximum for travel to USA and Canada, slightly lower while travelling to Europe or UK and least in case of travelling to Asian Countries. You should bear in mind that countries other than countries do not insist on Insurance Policies before applying for VISA but one should not show negligence by not taking a policy sh

LIC Jeevan Shanti

Annual travel insurance(also known as multi-trip travel insurance)  is an insurance policy that provides cover for those who travel more regularly, usually two or more holidays or business trips in 12 months. One doesn’t have to buy a policy for every trip instead one pays once at the time of buying the policy. It is best suited for regular flyers that go for vacations, for business or otherwise abroad. Thus, you must ensure that your travel is a safe one and you have the right cover to take care of any eventuality. Not only taking annual travel insurance in India gives you the convenience of not buying a policy each time when you travel but also has better value compared to single-trip policies. It is advisable that you invest in a suitable annual travel insurance policy now, rather than search for a policy last minute when you are about to travel. However, there is a certain limit on the number of days a person is travelling, according to which a maximum duration per trip will be 30 or 45 days. The features remain the same as of the single travel policy and it gives you a cover for a full year from the start date.

ICICI Prudential Guaranteed Pension Plan

It is a travel policy tailored specifically for students studying in a foreign university for academic courses. It is advisable to buy student travel insurance if you plan to stay abroad for a certain time period to pursue your education. A student travel plan offers great benefits and security for a student. The protection of a child ensures that a student secures total peace of mind in a foreign country. However, there are countries which have not made the concept of student travel insurance mandatory, they are advised to buy it as it is extremely important and beneficial in terms of finance and medical safety. In terms of finance, a student saves on the hefty cost of medical services abroad and in terms of medical a student is more prone to get quick treatment as any hospital does not hesitate to take a patient who is insured under an accepted student travel insurance plan. The universities abroad though have made insurance part of the fees package but the insurance is limited to facilities available within the university. Therefore, it’s always advisable to buy an annual student travel policy which should be renewed every year till the time your child is studying out of India.

Max Life Guranteed Lifetime Income Plan

It is a travel policy tailored specifically for students studying in a foreign university for academic courses. It is advisable to buy student travel insurance if you plan to stay abroad for a certain time period to pursue your education. A student travel plan offers great benefits and security for a student. The protection of a child ensures that a student secures total peace of mind in a foreign country. However, there are countries which have not made the concept of student travel insurance mandatory, they are advised to buy it as it is extremely important and beneficial in terms of finance and medical safety. In terms of finance, a student saves on the hefty cost of medical services abroad and in terms of medical a student is more prone to get quick treatment as any hospital does not hesitate to take a patient who is insured under an accepted student travel insurance plan. The universities abroad though have made insurance part of the fees package but the insurance is limited to facilities available within the university. Therefore, it’s always advisable to buy an annual student travel policy which should be renewed every year till the time your child is studying out of India.

Extra Covers

The insurance companies do offer some extra cover by charging extra such as;

  • Liability cover- against the family by outsiders like servants, maids or any third party
  • Landscape and Garden cover- This is extension of house insurance which can be covered against damage by any means ie beyond perils of Fire
  • Pets can be insured for a limit against any ailment
  • Valuables like expensive Chandler, lamps any other valuable items can be covered.
  • Key and lock Replacement cover- you can get the coverage for the expensive lock system of the house against the mechanical damage
  • ATM Withdrawal Robbery- One can take coverage upto a limit for any robbery that occurs in the family
  • Loss of Rent- For the rented property one can avail loss of rent for specified months incase of any accidental damage due to Fire peril

All above are available by paying extra premium, however, the conditions differ from every Insurance Company. 1st category gets more flexible terms than the 2nd category of property holders.

Exclusions/Conditions

The policy could be classified into two categories of the class of Owners as per the product available in the industry, so far. Home Insurance Products for :

  • No known/reported losses till date
  • No selection allowed under contents section
  • Standalone portable equipment under contents can't be covered
  • Insurance company would require invoice copy of portable equipment at the time of claim
  • Portable Equipment:- (other than Mobile Phones) not older than 5 years, Mobile Phones not older than 3 years
  • Any Manufacturing defect in any of content and valuables
  • Any design defect in the building is covered
  • For Jewellery & paintings sections - Correct, proper& valid valuation report is required where Jewellery and Painting is always subject to contents are covered
  • Pedal Cycles, Electrical and Electronic Appliances whilst stored or lying in the Insured’s ”Building”, Clothing, not older than 10 years
  • Losses due to Terrorism or War is not covered
  • Maximum SI for Add On Cover i) Temporary Resettlement Cover ii) Keys & Locks Replacement Cover has limits
  • Any malpractice or fraudulent or carelessness would not be covered for damage of content or building or burglary

Preferred Plans


Guaranteed Return Plans

Single Premium Plans

Retirement Plans